Welcome to the privacy statement for Personal Loan Finance Online and Clark Family Pty Ltd, which applies exclusively to this website.
Your privacy is incredibly important to us. With this policy, we aim to clarify our data collection and dissemination processes associated with this website.
Data We Gather and Its Purpose
When you make a financial services referral request through Personal Loan Finance Online, we gather your name, phone number, email address, and other related information to ensure we can effectively assist you.
Our network includes third-party providers who use this information to accurately address your inquiries. Personal Loan Finance Online forwards these details on your behalf solely for this purpose. We assure you that these companies are restricted in using your personal information beyond what is necessary to support us.
We guarantee that your personal information, including contact details, is never shared with any other party without your consent.
Note: Despite links to external sites, Clark Family Pty Ltd cannot be held responsible for their privacy policies or content.
Cookies
Our website, Personal Loan Finance Online, utilizes cookies to log session data and track personalized visitor engagement, helping us monitor website usage, improve performance, and manage repeated promotional content delivery.
Advertising from Third Parties
We collaborate with third-party advertisers to display ads on our site. These advertisers use cookies and web beacons to evaluate and enhance ad performance. They may gather anonymous data from your visits to tailor advertising strategies, such as timestamps or ad details.
Personal Data Access
You have rights to access your personal data with some exceptions allowed by law. We may set terms on how this information is accessed, and if access is refused, we will provide a detailed explanation in writing. Access may incur nominal fees for administration. To obtain access, please reach out to us. For your security, requests might need to be in writing.
Updates to Our Privacy Policy
We frequently review and revise our privacy policy to align with shifting market standards and requirements, ensuring its ongoing relevance and compliance.
Inquiries or Concerns
If you have questions or issues relating to our privacy practices or your data, please don't hesitate to contact us.
For more information on privacy protection, contact the Australian Federal Privacy Commissioner at: 1300 363 992.
Filing a Complaint
If you believe any aspect of our operations violates this Privacy Policy or the National Privacy Principles, you can file a complaint, which we will address promptly. To proceed, please contact Personal Loan Finance Online initially. If you find our resolution unsatisfactory, reach out to the Australian Federal Privacy Commissioner’s hotline at: 1300 363 992.
For further queries regarding this policy, our website’s practices, or your experience with our platform, please get in touch with us.
FOLLOW US
Follow us!
We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.
Unsecured loans are a type of lending product that allow borrowers to obtain funds without the need to offer collateral. This means that the loan is not tied to any physical asset, such as a house or car, which can be seized by the lender if the borrower defaults. - read more
Your credit score plays a crucial role in your financial journey, especially when it comes to obtaining loans in Australia. It's essentially a numerical representation of your creditworthiness and helps lenders assess the risk of lending you money. - read more
Navigating the world of personal loans in Australia can be daunting, but understanding the basics of loan eligibility and approval is essential. Personal loans can be a valuable financial tool, helping you manage unforeseen expenses or consolidate debt. However, securing a loan is often dependent on a variety of factors, and being prepared can make all the difference. - read more
Loan refinancing is the process of replacing an existing loan with a new loan, usually with better terms. This financial strategy can be applied to a range of loans including mortgages, car loans, and personal loans. By refinancing, borrowers aim to achieve a more favourable interest rate, adjust the loan term, or consolidate debts. - read more
Managing your loan repayments wisely is an essential aspect of financial health. When you stay on top of your obligations, it can lead to improved credit scores and financial freedom. This process involves more than just paying your monthly dues on time; it also includes planning and strategizing to make the most of your financial resources. - read more
Debt consolidation loans are a financial strategy many Australians use to manage their debt more effectively. Essentially, they allow you to combine multiple debts, such as credit cards, personal loans, and other liabilities, into a single loan with one monthly payment. This can make it easier to manage your finances and could potentially reduce the amount of interest you pay over time. - read more
Loan refinancing is the process of replacing an existing loan with a new loan, usually with better terms. This financial strategy can be applied to a range of loans including mortgages, car loans, and personal loans. By refinancing, borrowers aim to achieve a more favourable interest rate, adjust the loan term, or consolidate debts. - read more
Navigating the world of personal loans in Australia can be daunting, but understanding the basics of loan eligibility and approval is essential. Personal loans can be a valuable financial tool, helping you manage unforeseen expenses or consolidate debt. However, securing a loan is often dependent on a variety of factors, and being prepared can make all the difference. - read more
The escalating likelihood of the United States engaging militarily in the Israel-Iran conflict has raised alarm among investors, potentially leading to significant market volatility. This concern was highlighted by the global financial advisory firm, deVere Group, as tensions heighten in the Middle East. - read more
The recent US military attack on Iranian nuclear facilities has raised expectations of a significant oil price spike as global markets prepare to resume trading. Announced by former President Donald Trump, the attack marks an increased US involvement in the Middle East, which analysts believe could lead to heightened volatility across financial markets. - read more
US President Donald Trump is once again contemplating the dismissal of Federal Reserve Chair Jerome Powell, whom he has criticized for not lowering interest rates. Trump expressed his dissatisfaction with Powell's decisions in a Truth Social post, suggesting he might change his mind about firing him. Despite acknowledging that his strong criticisms make Powell's task challenging, Trump remains focused on his agenda for reduced rates, especially with Powell's term set to end in May 2026. - read more
The Australian Prudential Regulation Authority (APRA) has released pivotal updates to the Prudential Practice Guide APG 223 and Reporting Standard ARS 223.0, focusing on how Authorised Deposit-taking Institutions (ADIs) should integrate Higher Education Loan Program (HELP) debt into home loan evaluations. The changes are aimed at enhancing regulatory clarity and acknowledging the individual circumstances of borrowers, including the nuances of their HELP debts, without compromising prudent lending practices. - read more
Knowledgebase
Deed in Lieu of Foreclosure: A deed instrument in which a borrower conveys all interest in a property to the lender to satisfy a loan that is in default and avoid foreclosure.