Welcome to the privacy statement for Personal Loan Finance Online and Clark Family Pty Ltd, which applies exclusively to this website.
Your privacy is incredibly important to us. With this policy, we aim to clarify our data collection and dissemination processes associated with this website.
Data We Gather and Its Purpose
When you make a financial services referral request through Personal Loan Finance Online, we gather your name, phone number, email address, and other related information to ensure we can effectively assist you.
Our network includes third-party providers who use this information to accurately address your inquiries. Personal Loan Finance Online forwards these details on your behalf solely for this purpose. We assure you that these companies are restricted in using your personal information beyond what is necessary to support us.
We guarantee that your personal information, including contact details, is never shared with any other party without your consent.
Note: Despite links to external sites, Clark Family Pty Ltd cannot be held responsible for their privacy policies or content.
Cookies
Our website, Personal Loan Finance Online, utilizes cookies to log session data and track personalized visitor engagement, helping us monitor website usage, improve performance, and manage repeated promotional content delivery.
Advertising from Third Parties
We collaborate with third-party advertisers to display ads on our site. These advertisers use cookies and web beacons to evaluate and enhance ad performance. They may gather anonymous data from your visits to tailor advertising strategies, such as timestamps or ad details.
Personal Data Access
You have rights to access your personal data with some exceptions allowed by law. We may set terms on how this information is accessed, and if access is refused, we will provide a detailed explanation in writing. Access may incur nominal fees for administration. To obtain access, please reach out to us. For your security, requests might need to be in writing.
Updates to Our Privacy Policy
We frequently review and revise our privacy policy to align with shifting market standards and requirements, ensuring its ongoing relevance and compliance.
Inquiries or Concerns
If you have questions or issues relating to our privacy practices or your data, please don't hesitate to contact us.
For more information on privacy protection, contact the Australian Federal Privacy Commissioner at: 1300 363 992.
Filing a Complaint
If you believe any aspect of our operations violates this Privacy Policy or the National Privacy Principles, you can file a complaint, which we will address promptly. To proceed, please contact Personal Loan Finance Online initially. If you find our resolution unsatisfactory, reach out to the Australian Federal Privacy Commissioner’s hotline at: 1300 363 992.
For further queries regarding this policy, our website’s practices, or your experience with our platform, please get in touch with us.
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Loan refinancing is the process of replacing an existing loan with a new loan, usually with better terms. This financial strategy can be applied to a range of loans including mortgages, car loans, and personal loans. By refinancing, borrowers aim to achieve a more favourable interest rate, adjust the loan term, or consolidate debts. - read more
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As financial planners await forthcoming updates to the Delivering Better Financial Outcomes (DBFO) legislation, many are grappling with significant challenges arising from the first tranche, specifically concerning fee consent requirements. These issues, unfortunately, seem to require legislative amendments as they fall outside the scope of regulatory fixes, amplifying the compliance burden on financial advisers, especially regarding breach reporting. - read more
Knowledgebase
Mortgagor: A person who offers to assign an asset as security (e.g. real estate) under a mortgage loan contract. The lender (mortgagee) holds the legal ownership of the security until the loan is repaid and the mortgage is discharged.
